Privacy Policy

How JustXend collects, uses, and safeguards your personal information.

1Introduction and Scope

JustXend (“JustXend,” “we,” “us,” or “our”), operated by BuildOn Inc. (Delaware, USA) or its affiliates, respects your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your personal information when you use our website, mobile application, or any associated services (collectively, the “Services”) for cross-border payments, wallet management, virtual cards, and related financial tools.

By using the Services, you consent to the practices described in this Policy. If you do not agree, please do not use the Services. We may update this Policy periodically; material changes will be notified via the Services or email, and the “Last Updated” date will be revised.

2Information We Collect

  • a. Identity: Name, DOB, nationality, ID number/images, proof-of-address, biometrics for KYC/AML.
  • b. Profile: Email, phone, username, password, preferences.
  • c. Financial: Bank/card details, balances, transaction history.
  • d. Technical: IP, device identifiers, OS, browser, crash logs.
  • e. Location: IP-derived or precise location (with permission) for fraud prevention.
  • f. Communications: Support records, feedback, surveys.

3How We Collect Information

  • a. Directly from you (registration, verification, transactions).
  • b. Automatically via cookies and similar tech.
  • c. From third parties (identity verification, banking partners, card issuers, fraud-prevention).

4 & 5How We Use It & Legal Basis

  • • Administer accounts and process transfers
  • • Verify identity for AML/KYC
  • • Prevent fraud and unauthorized access
  • • Communicate about your account
  • • Improve Services via de-identified analysis
  • • Comply with legal/regulatory obligations
Legal Bases: Performance of contract, compliance with legal obligations, legitimate interests, and consent where required.

6 - 15. Data Handling, Rights, and Contact

Sharing: We do not sell data. We share with banking partners, KYC providers, regulators, and service providers solely to operate the Services.

Retention & Security: Retained as long as active/legally required. Protected by encryption, access controls, and monitoring.

Your Rights: You may access, correct, delete, or port your data depending on your jurisdiction (GDPR, CCPA, NDPA). Contact us to exercise these.

Contact: support@justxend.com

Infrastructure & Privacy Guarantee

JustXend is a financial technology infrastructure platform, not a bank or money transmitter. All digital asset orchestration, cross-border settlement, and localized fiat currency distribution services are executed directly by our fully regulated infrastructure partners, including Bridge.xyz and Transfi. User identity verification data is securely localized and retained inside JustXend’s infrastructure to guarantee maximum privacy and instantaneous transaction tracking.